Consumer Loans

When it’s time for a new car, truck or SUV, visit Altabank first to get preapproved. Knowing how much you can afford will give you a leg up at the dealership and expedite our already-fast loan approval process; well-qualified applicants often receive their funds on the same day they apply. Our auto loans are available for new and used vehicles with attractive terms up to 120% of the N.A.D.A. Guide^® or Kelley Blue Book^® trade-in value.* You can also refinance your current auto loan to lower your existing payment and rate while you continue paying off the loan.

Whether you’re dreaming of hitting the open road or boating the local waters, we can help turn those dreams into reality. We offer RV and boat loans up to 110% of the N.A.D.A. Guide^® or Kelley Blue Book^® trade-in value.* Well qualified applicants often receive their funds on the same day they apply so you can get to where you’re going.

A signature loan is a type of short-term unsecured personal loan that doesn’t require physical collateral. These loans have fast approval turnaround times and involve less paperwork than traditional collateralized loans. Altabank’s signature loans can be used for many purposes, including debt consolidation, major purchases, home repairs, emergency expenses and more.*

A credit reserve is an open-ended line of credit that advances automatically to cover shortages in your checking account. Whenever you make a purchase using your debit card or write a check that causes your checking account to drop below zero, funds from the Credit Reserve account are transferred to your checking account. This helps you avoid overdraft and returned-check charges, along with embarrassing situations. You must pay back the money borrowed from the Credit Reserve line of credit either with monthly payments or you can pay the balance in full each month. You pay interest on the amount you use but there are no transaction fees.^†